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EMI Calculator

This EMI Calculator calculates EMI, gives a detailed payment schedule with interest and principal breakdown for each EMI and tells you the effective interest rate of loan which factors in the front-end charges that you pay to the lender. The effective cost that this calculator shows is a good indicator of overall cost of loan and this can be used when comparing loan offers from different lenders.

Loan Amount
Interest Rate % p.a.
Loan Tenure in Months
Up-front loan admin fee/charges
EMI (Monthly Payment)
Effective cost of Loan
% p.a.