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EMI Calculator

This EMI Calculator calculates EMI, gives a detailed payment schedule with interest and principal break up for each EMI and tells you the effective interest rate of loan which factors in the front end charges that you pay to the lender. The effective cost that this calculator shows is a good indicator of overall cost of loan and this can be used when comparing loan offers from different lenders.

Loan Amount
Interest Rate % p.a.
Loan Tenure in Months
Up-front loan admin fee/charges
EMI (Monthly Payment)
Effective cost of Loan
% p.a.